Ways to Financial Relief – Don’t Leave Your Financial Wellness Up To Luck


As winter draws to a close, March brings warmer weather and a new set of financial tasks. We’re here with some pointers. These are a few areas to cover now that 2024 is well underway.

Financial Spring Cleaning List

Spend Your Remaining FSA Funds: If you have a Flexible Spending Account through your employer, many workers actually have a “grace period” through March 15 to spend that money. Since these accounts typically have a “use it or lose it” policy, this is a great time to make sure you have spent what you have contributed. Don’t have time to make a doctor’s appointment? There are often eligible items you can buy using FSA accounts including, but not limited to: sunscreen, feminine products, over-the-counter medications, and medical equipment.

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Ways to Financial Relief – Time to Prep for Tax Season


The IRS is now accepting 2023 tax filings. The deadline is April 15, 2024, but it’s a good idea to start preparing as early as possible. Here are 4 steps to make sure you are ready to file soon to ensure you make the deadline and have a potential refund quickly.

Double-Check Your Name & Address: This is an easy item to overlook. If you had any major life changes in 2023 (moved, got married or divorced, changed your name), it is a good idea to make sure this information is updated with the IRS & Social Security Administration before you start the filing process.

Organize Your Tax Documents: Be sure to have all documents you may need on hand such as:

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Ways to Financial Relief – Small Details for Big Savings in 2024


Saving money can be difficult, especially after the expenses the end of the year brings. Here are some areas to investigate now that could make a major impact over the course of 2024.

  1. Subscriptions: We all do it. You sign up for a service with every intention of canceling before the free trial ends. You forget, only to find that you’ve spent a year paying $15 a month for something you no longer use. The new year is a great time to sort through all of your subscriptions to determine which you actually need. Small charges can add up.

  2. Restaurants: Dining out and ordering in can be a significant expense, and delivery apps have made this easier and sometimes even more expensive. Consider cooking meals at home more often. Plan your meals ahead, buy groceries in bulk, and explore affordable recipes to reduce food costs for your health and your wallet. If you cut out one $30 delivery or restaurant meal each week, you would have an extra $1,560 at the end of the year.

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Ways to Financial Relief – End the Year Strong


As the end of 2023 approaches, numerous circumstances may arise that could find you in the need for financial relief. Several factors could contribute to this, often making it a critical period where CashMax can help. Here are four situations where we can provide immediate benefit:

  1. Short-Term Bridge Funding: Title loans can serve as a short-term solution to cover urgent expenses at the year's end. For instance, if unexpected medical bills or essential car repairs arise, using a title loan could provide immediate cash flow.

  2. Holiday Budgeting: Using a title loan to manage holiday expenses can be incredibly helpful. It might help cover costs for gifts, travel, or celebrations as the quality time with loved ones can be incredibly important at this time of year.

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Ways to Financial Relief – Planning for the Holidays.


Be ready for Thanksgiving and all it requires later this month. With the holidays quickly approaching, CashMax could potentially help you if you find yourself in need of financial relief due to some of the following holiday season factors.

Travel Expenses: Thanksgiving is a time when many people travel to visit family and friends. Whether it's purchasing airline tickets, filling up your gas tank, or covering other transportation costs, travel expenses can add up.

Food and Hosting Costs: Preparing a Thanksgiving meal and hosting guests can be expensive. You need to buy ingredients, cookware, and possibly even decorations. If you're hosting, you might also need to consider extra seating and tableware.

Black Friday and Cyber Monday Sales: With major shopping events like Black Friday and Cyber Monday occurring once Thanksgiving ends, people are often tempted to take advantage of discounts and deals. To do so, you'll need the means to take advantage of those deals.

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Ways to Financial Relief – Planning Season


As the seasons change, it's the perfect time to reevaluate your current financial strategies. Many individuals and families find themselves in need of financial relief during the transition to autumn due to a variety of factors. Here are a few situations that could arise as the leaves start to fall where CashMax could potentially help you.

Energy Bills

As the weather cools down, heating costs tend to rise. The cost of keeping homes warm can be a significant financial burden. High energy bills in the fall can lead to financial strain.

Natural Disasters

Fall is a season prone to natural disasters, such as hurricanes, floods, and wildfires. These events can result in property damage, displacement, and unexpected expenses, affecting individuals and communities.

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Ways to Financial Relief – Save on Back-to-School and College Shopping.


A Parent's Guide to Saving Money Back-to-School and College Shopping.

Are you feeling the pressure of back-to-school and college shopping expenses? We've got you covered! In this guide, we'll walk you through some ingenious strategies to save money while preparing your kids for the upcoming academic year. From college dorm necessities to school supplies, you'll find actionable tips to make your wallet happy.

College Essentials Do You Really Need for the Dorm.

First and foremost, it's essential to differentiate between must-haves and nice-to-haves when shopping for college dorms.

Frequently Asked Question: "Do I really need to buy everything on the college's recommended list?"

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Ways to Financial Relief – We’re Listening


There’s a lot of noise out there and the volume is so loud. Run through your social media feed or search a topic or turn on the news… if that is still a thing. Finding real answers with real terminology and real action is tough. All of the sudden, everyone is an expert and nobody has any answers. There are so many outlets and so much information so where do you go for answers that will help you find financial relief? We’ve complied a list of some of the better, if not the best podcasts that focus on personal finance in terms that we can understand. Over the next few weeks, consistently take a listen, find the ones that you relate to and enjoy the most.

In no particular order:

Give this a try. Pick one podcast everyday next week then find the ones you like and repeat. Grab a journal and create a plan for your financial relief.

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Ways to Financial Relief - Your Car Has Value

Your Car Has Value

When it comes to making major financial decisions, few things rival the significance of buying a car. However, purchasing a brand-new vehicle isn't always the most practical or affordable option for everyone. That's where used cars come into the picture. They offer a range of benefits, from cost-effectiveness to a wide selection of models. Additionally, if you find yourself in need of quick cash, a title loan secured against your used car can be a viable solution. In this blog post, we will explore the value of used cars and the benefits of obtaining a title loan.

Your Car Has Value

  1. Cost-Effectiveness: The most significant advantage of buying a used car is the cost savings it offers. Used vehicles are generally much cheaper than their brand-new counterparts, making them an attractive option for those on a tight budget. By purchasing a used car, you can save a significant amount of money while still obtaining reliable transportation.
  2. Depreciation: Unlike new cars, used vehicles have already undergone the bulk of their depreciation. Cars typically lose a significant portion of their value within the first few years of ownership. By buying a used car, you avoid the steep depreciation curve, which means you won't experience the same level of financial loss if you decide to sell it in the future.
  3. Variety and Availability: The used car market is vast and diverse, offering a wide range of models, makes, and years to choose from. This variety allows you to find a vehicle that suits your preferences, needs, and budget more easily. Whether you're looking for a fuel-efficient compact car or a spacious SUV, there's likely a used car out there that meets your requirements.

Use Your Car for Financial Relief

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Ways to Financial Relief - 3 Steps to Start Your Road to Financial Freedom

Road to Financial Freedom

Financial Freedom can mean a lot of things to a lot of people. It could mean having enough money each week, each month to cover all of your bills, groceries, housing, car, clothes, activities and entertainment plus a little left over to put away. It could mean figuring out another revenue stream so you can earn extra money on top of your core income. This could be a side hustle, an investment, finding things around the house to sell or buying and flipping things, or even a second job. It could also mean having a longer-term plan to have your money making money so you're not trading your time for money.

Of course, figuring out financial freedom sounds great. Practically, how do people do it? The three strategies above can all work, IF you have a plan and you're consistent. That is the key right there - A Plan and Be Consistent. Notice, we said consistent and not disciplined. We understand that there are obstacles along the way which cause us to change course. If you are too disciplined, then you can feel like you went off course and may stop working your plan. If you are consistent, then the obstacles become natural hurdles that you adjust to.

So, today, what are three things you can implement that may influence your future financial freedom.

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