Fee Schedules

Click a loan plan below to view more information on the different fee schedules we provide.

Payday Loans Fee Schedule For 30 Days

The CSO Fees are calculated at a standard rate of 30% of the amount received. The interest paid to the third party lender will be calculated based upon Principal Amount of the extension of credit (amount you received plus the CSO Fees).

Amount of Loan (Amount Received) Standard Loan Term (In Days) *
(CSO Fees)
Interest Calculated at 10% per annum
(Paid to Lender not to exceed 10%))
Total of Payments
(Loan Amount, CSO Fees and Lender Interest)
Annual Percentage Rate
$250.00 30 Days $75.00 $2.67 $327.67 377.99%
$500.00 30 Days $150.00 $5.34 $655.34 377.99%
$1,000.00 30 Days $300.00 $10.68 $1,310.68 377.99%

If your ACH debit, electronic check, or similar payment device you give as a payment is returned unpaid, a dishonored instrument fee of $30.00 will be charged. If your payment is 10 or more days late, you will be charged 5% of the delinquent payment or $7.50, whichever is greater.

* Standard Rate could vary upon locations and promotions advertising and rates.

OCCC Notice

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Consumer Notice

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. An auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Payday Loans Fee Schedule For 14 Days

The CSO Fees are calculated at a standard rate of 25% of the amount received. The interest paid to the third party lender will be calculated based upon Principal Amount of the extension of credit (amount you received plus the CSO Fees).

Amount of Loan (Amount Received) Standard Loan Term (In Days) *
(CSO Fees)
Interest Calculated at 10% per annum
(Paid to Lender not to exceed 10%))
Total of Payments
(Loan Amount, CSO Fees and Lender Interest)
Annual Percentage Rate
$250.00 14 Days $62.50 $1.19 $313.69 664.20%
$500.00 14 Days $125.00 $2.39 $627.39 664.25%
$1,000.00 14 Days $250.00 $4.79 $1,254.79 664.27%

If your ACH debit, electronic check, or similar payment device you give as a payment is returned unpaid, a dishonored instrument fee of $30.00 will be charged. If your payment is 10 or more days late, you will be charged 5% of the delinquent payment or $7.50, whichever is greater.

* Standard Rate could vary upon locations and promotions advertising and rates.

OCCC Notice

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Consumer Notice

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. An auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Payday Loans Bi-weekly Fee Schedule For 168 Days

Federal Cash Advance of Oklahoma, LLC d/b/a CASHMAX is a registered Texas Credit Services Organization licensed as a Credit Access Business ("CAB"), operating pursuant to Chapter 393 of the Texas Finance Code.

For our services, we charge you a fee bi-weekly at the rate of 25% of the original principal amount of the extension of credit that we arrange for you (the “CSO Fee”) until the entire original principal amount is paid in full. The CSO Fee is not interest; however, for Federal Truth-in-Lending Act purposes it is required to be included in the finance charge calculation disclosed in the Promissory Note you may execute with the Lender. The CSO Fees are listed in the aggregate for disclosure purposes pursuant to Texas law, but they are progress payments and are only due and owing at the time, and during the period in which, work is performed by us. The CSO Fees are paid in multiple payments to the CSO; and the extension of credit (principal and interest) is paid in a single payment on the maturity date of the loan (168th day in the example below).

Amount of Loan (Amount Received) Standard Loan Term (In Days) CSO Fees
12 payments In Aggregate) (25% Fee paid to CSO bi-weekly
Interest
(Paid to Lender at 10.00%)
Total of Payments
(Loan Amount, CSO Fees and Lender Interest)
Annual Percentage Rate
(Based on a Standard 168-Day Term)
$250.00 168 Days $750.00 $11.50 $1,011.50 652.19%
$500.00 168 Days $1,500.00 $23.01 $2,023.01 652.20%
$1,000.00 168 Days $3,000.00 $46.029 $4,046.02 652.20%

*Calculations are based on a 12 payment loan; amounts shall vary based on your loan term, amount received and pay cycle.

If your ACH debit or other payment device which you give to lender as payment is returned for any reason, you will owe lender a returned item fee of $30.00 (or the State Allowed Returned Item Fee, whichever is greater), plus any applicable taxes.

* Standard Rate could vary upon locations and promotions advertising and rates.

Consumer Notice

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

OCCC Notice

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Payday Loans Monthly Fee Schedule For 150 Days

Federal Cash Advance of Oklahoma, LLC d/b/a CASHMAX is a registered Texas Credit Services Organization licensed as a Credit Access Business ("CAB"), operating pursuant to Chapter 393 of the Texas Finance Code.

For our services, we charge you a fee monthly at the rate of 30% of the original principal amount of the extension of credit that we arrange for you (the “CSO Fee”) until the entire original principal amount is paid in full. The CSO Fee is not interest; however, for Federal Truth-in-Lending Act purposes it is required to be included in the finance charge calculation disclosed in the Promissory Note you may execute with the Lender. The CSO Fees are listed in the aggregate for disclosure purposes pursuant to Texas law, but they are progress payments and are only due and owing at the time, and during the period in which, work is performed by us. The CSO Fees are paid in multiple payments to the CSO; and the extension of credit (principal and interest) is paid in a single payment on the maturity date of the loan (150th day in the example below).

Amount of Loan (Amount Received) Standard Loan Term (In Days) *CSO Fees
(5 payments In Aggregate) 30% Fee paid to CSO monthly
Interest
(Paid to Lender at 10.00%)
Total of Payments
(Loan Amount, CSO Fees and Lender Interest)
Annual Percentage Rate
(Based on a Standard 150-Day Term)
$250.00 150 Days $375.00 $10.27 $635.27 370.48%
$500.00 150 Days $750.00 $20.54 $1,270.54 370.48%
$1,000.00 150 Days $1,500.00 $41.09 $2,541.09 370.48%

*Calculations are based on a 5 payment loan; amounts shall vary based on your loan term, amount received and pay cycle.

If your ACH debit or other payment device which you give to lender as payment is returned for any reason, you will owe a returned item fee of $30.00 (or the State Allowed Returned Item Fee, whichever is greater), plus any applicable taxes.

Consumer Notice

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

OCCC Notice

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Payday Loan Fee Schedule For 364 Day Multi-Payment

Amount of Loan
(Amount received from lender)
*Standard Rate (CAB FEE)
Fee paid to CAB
Lender Interest
($amount)
Total Payments
(Loan amount, CAB fee and lender's interest)
Annual Percentage Rate
(Based on a standard 364-day loan term)
$1,000.00 $800.00 $94.06 $1,894.06 141.780%

* Standard Rate could vary upon locations and promotions advertising and rates.

**This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax(512) 936-7610. Website: occc.texas.gov Email: consumer.complaints@occc.texas.gov

*If your ACH debit or other payment device which you give to lender as payment is returned for any reason, you will owe lender a returned item fee of $30.00 (or the State Allowed Returned Item Fee, whichever is greater), plus any applicable taxes.

** An advance of money obtained through a Payday or Auto Title Loan is not intended to meet long-term financial needs. A payday or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Federal Cash Advance of Oklahoma dba CashMax - December 2016 v.2 - [MP-BWADVNCP364D]

Title Loans Fee Schedule For 30 Days

The CAB Fees are calculated at a standard rate of 30% of the amount received plus the lien fee of $33.00 paid to public officials. The interest paid to the third party lender will be calculated based upon Principal Amount of the extension of credit (amount you received plus a lien fee of $33.00 paid to public officials plus the CAB Fees).

Amount of Loan (Amount Received) Fee Paid to Public Officials Standard Loan Term (In Days) *CSO Fees
(calculated as 30% of amount received plus fees paid to public official)
Interest
(Paid to Lender at 10%)
Total of Payments
(Loan Amount, CSO Fees and Lender Interest)
Annual Percentage Rate
$250.00 $33 30 Days $84.90 $3.02 $370.92 377.98%
$500.00 $33 30 Days $159.00 $5.69 $698.59 377.99%
$1,000.00 $33 30 Days $309.90 $11.03 $1,353.93 377.99%

If your ACH debit, electronic check, or similar payment device you give as a payment is returned unpaid, a dishonored instrument fee of $30.00 will be charged. If your payment is 10 or more days late, you will be charged 5% of the delinquent payment or $7.50, whichever is greater.

* Standard Rate could vary upon locations and promotions advertising and rates.

OCCC Notice

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Consumer Notice

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

In the event of default, the consumer may be required to surrender possession of the motor vehicle to the Lender or other person to satisfy the consumer’s outstanding obligations under the loan.

Title Loans Monthly Fee Schedule For 150 Days

Federal Cash Advance of Oklahoma, LLC d/b/a CASHMAX is a registered Texas Credit Services Organization licensed as a Credit Access Business ("CAB"), operating pursuant to Chapter 393 of the Texas Finance Code.

For our services, we charge you a fee monthly at the rate of 30% of the original principal amount (amount received plus the lien fee) of the extension of credit that we arrange for you (the “CSO Fee”) until the entire original principal amount is paid in full. The CSO Fee is not interest; however, for Federal Truth-in-Lending Act purposes it is required to be included in the finance charge calculation disclosed in the Promissory Note & Security Agreement you may execute with the Lender. The CSO Fees are listed in the aggregate for disclosure purposes pursuant to Texas law, but they are progress payments and are only due and owing at the time, and during the period in which, work is performed by us. The CSO Fees are paid in multiple payments to the CSO; and the extension of credit (principal and interest) is paid in a single payment on the maturity date of the loan (150th day in the example below).

Amount Received Standard Loan Term (In Days) Fee Paid to Public Officials *CSO Fees
(5 payments In Aggregate) (30% Fee paid to CSO monthly)
Interest
(Paid to Lender not to exceed 10.00%)
Total of Payments
(Loan Amount, CSO Fees and Lender Interest)
Annual Percentage Rate((Based on a Standard 150-Day Term))
$250.00 150 Days $33 $424.50 $11.62 $719.12 370.48%
$500.00 150 Days $33 $799.50 $21.89 $1,354.39 370.48%
$1,000.00 150 Days $33 $1.549.50 $42.44 $2,624.94 370.48%

*Calculations are based on a 5 payment loan; amounts shall vary based on your loan term, amount received and pay cycle.

If your ACH debit or other payment device which you give to lender as payment is returned for any reason, you will a returned item fee of $30.00 (or the State Allowed Returned Item Fee, whichever is greater), plus any applicable taxes.

OCCC Notice

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

Consumer Notice

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

In the event of default, the consumer may be required to surrender possession of the motor vehicle to the Lender or other person to satisfy the consumer’s outstanding obligations under the loan.