Did you know that April is Financial Literacy Month? Making smart choices with your money should always be an ongoing goal, but April is a great time to educate yourself on your own finances and make positive choices for a savvy economic future.

Track Your Spending: If you’re not tracking all of your purchases, do you truly understand where all of your money is going? This is a great step one in evaluating your financial health. Some banks will even provide you with a breakdown of your types of spending within their apps and online portals.

Create a Budget: Once you understand your spending patterns, create a monthly budget. This is the foundation to financial health. Know how much you’re allotting for ongoing bills, food, maintenance, and shopping among other things. Keep track of your budget in the best format that works for you. Enjoy making written lists? Use a notebook for your budget. Prefer to keep everything in your phone? Download a budgeting app.

Review Your Credit Report: Your credit report can impact your ability to qualify for loans, credit cards, and more. It is extremely important for it to be accurate and up-to-date. You can get a free copy of your report annually from each of the three credit bureaus: Experian, Equifax, & TransUnion.

Learn About Investing: Investing is a great tool to build wealth, but oftentimes people are scared to get started. Researching the risks and rewards involved and becoming literate within the investment space can itself be an investment to your financial future.

If you need extra cash while you get your budget on track, visit a friendly CashMax store near you. We love our clients and love meeting new customers. 

If you need extra cash to bridge the gap while you wait for your refund, visit a friendly CashMax store near you. We love our clients and love meeting new customers. 

1. Get pre-approved for a cash advance or title loan over the phone from one of our knowledgeable associates.

2. You can start the process of getting a cash advance or title loan online

3. CashMax has 36 convenient locations in Texas to serve you: